Introducing Hagerty: Your Partner in Collector Car Insurance

Welcome to Easy Insurance Solutions! As your trusted independent insurance agency, I am proud to have partnered with Hagerty for the past two years. With over 40 years of experience in the business, Hagerty offers specialized insurance solutions designed to protect the vehicles you love.

Types of Cars Hagerty Insures

Hagerty provides coverage for a wide range of collector vehicles, including:

  • Classic cars
  • Modern collectibles from 1990 to today (think two-door sports cars and convertibles)
  • Collectible supercars – Bugatti’s, Ferraris, Maserati’s, and more
  • Collectible trucks, Jeeps, vans, and SUVs from 1998 or older
  • Modified vehicles like hot rods, replicas, race cars, lowriders, pro-street, and tuners
  • Retired military vehicles, commercial vehicles, and tractors such as semis, Jeeps, tanks, and fire trucks

What is a Classic or Antique Car?

A classic or antique car is generally defined as a vehicle that is not used as a daily driver, is driven seasonally or only for shows/parades, or is from the year 1999 or older. These vehicles are often cherished by their owners and considered valuable due to their historical significance, rarity, or unique features.

Difference Between Specialty Collector Insurance and Standard Auto Insurance

Specialty collector insurance, like Hagerty, is tailored specifically for collector and enthusiast vehicles. Here are some key differences:

  1. Agreed Value vs. Actual Cash Value (ACV): Specialty collector insurance policies often use an agreed value, meaning you and the insurer agree on the vehicle’s value upfront. In the event of a total loss, you receive the agreed amount. Standard auto insurance typically pays out the ACV, which is based on depreciation and can be significantly lower.
  2. Usage Restrictions: Collector car insurance usually allows for limited usage, such as driving to shows or for pleasure, which reflects the lower risk and results in lower premiums. Standard auto insurance covers daily driving and commuting.
  3. Coverage for Modifications: Specialty policies often cover modifications and restorations, ensuring the vehicle is insured for its true worth. Standard policies may not account for these enhancements.
  4. Expert Claims Handling: Specialty insurers have claims teams trained in collector vehicle repair, ensuring your car gets the right parts and service. Standard insurers may not have this expertise.

Key Features of Hagerty Insurance

Choosing Hagerty for your collector car insurance offers several unique benefits:

  1. Guaranteed Value®: You determine a vehicle value up front. In the event of a covered total loss, you are paid that value, less any deductible. Guaranteed.*
  2. Insured Up to Value: Hagerty’s policies ensure your vehicle is protected for its true worth, including any restorations or modifications.
  3. Part of the Collector Club: Hagerty offers optional membership to the Hagerty Drivers Club®, connecting you with other car lovers through exclusive events, articles, and videos.
  4. Specialized Claims Team: Hagerty’s expert claims team is highly trained in collector vehicle repair and customer care, ensuring your vehicle gets the right parts and service to restore its former glory.
  5. Restoration Coverage: Hagerty provides specialized coverage to protect vehicles during all stages of construction – whether you are restoring, building, or modifying your vehicle.
  6. Wide-Ranging Protection: Coverage is available on collector vehicles ranging in value from as low as $3,500 to high-value single vehicles and multi-million-dollar collections.
  7. Available Add-Ons: Cherished Salvage® and Traveling Collector coverage provide additional peace of mind. An optional Hagerty Drivers Club® membership helps clients connect with other car lovers both online and at in-person events across the country.

Interesting Fact

Did you know that the Volkswagen Beetle holds the record for the longest-running, most-manufactured car of a single platform ever made? Over 21 million units were produced from its inception until production ended in 2003.

Why Choose Easy Insurance Solutions to Write Your Hagerty Auto Policy?

At Easy Insurance Solutions, I combine traditional ‘Old School’ values with cutting-edge ‘New Gen’ technology to offer personalized insurance solutions from multiple reputable companies. My commitment to trust, integrity, and comprehensive coverage makes me your reliable partner in protecting what matters most. With me, you experience connection with protection.

Ready to protect your beloved vehicle?

Call me today to discuss your needs or get an easy quote. Let’s ensure your prized possession is safeguarded with the best coverage available.

📞 740-596-4144🌐 EasyInsSolutions.com